Same-day emergency response across Harrisburg· Licensed & insured · Free written estimates
1000 N Cameron St, Harrisburg, PA 17103
Specialty & Property Types
From the first photo to the final inspection — we document the loss, meet your adjuster, and restore the roof.
Serving Harrisburg & Dauphin County · 1000 N Cameron St, Harrisburg, PA 17103
24/7 emergency response
A person answers, day or night.
Based on N Cameron St
Local crews, not storm chasers.
Licensed & insured
Liability and workers' comp on every job.
Free written estimates
Itemized line by line, photos included.
The roofing part of storm restoration is the easy part. The paperwork is where homeowners get lost.
You are asked to describe a loss you cannot see, on a roof you cannot safely climb, using terminology you have no reason to know, to a stranger who is working through forty other houses that week. Then you are handed a settlement built in estimating software and asked whether it is correct. Most people have no way to answer that.
We do this every storm season in Dauphin County. We document the damage the way adjusters measure it, meet them at your house, review the scope line by line, and pursue a supplement when something legitimate has been left out. Then we do the work and hand you a completion package for your file.
Some jobs are a repair. These are the ones that need the full process.
Roof, gutters, siding, window wraps, screens and interior finishes all in one event. Each is a separate scope line and each is easy to lose.
A denial is not always final. A documented re-inspection with photographs and a diagram frequently changes an outcome — particularly when the original inspection missed a back elevation.
Software-generated scopes routinely omit ice and water shield, drip edge, ridge vent or steep-and-high charges. Supplements exist for exactly this.
Wet insulation, stained ceilings, ruined flooring and the mold risk that follows all need documenting alongside the roof itself.
When framing and sheathing are involved, the scope crosses from roofing into carpentry and it needs to be estimated properly.
Widespread events bring out-of-town crews. A local contractor who will be here for the warranty is worth more than a fast signature.
Dated photos and video of the roof, the exterior, the soft metals and every interior stain. Do this before tarping, before cleanup, before the adjuster is even scheduled.
Your policy requires reasonable steps to prevent further loss. Tarping and temporary repair are generally reimbursable — keep the itemized invoice.
Reference the specific storm. Vague reporting is the most common reason a legitimate claim gets categorized as wear and tear.
Our free assessment produces a roof diagram, per-slope damage counts and a photo package before the adjuster arrives, so the conversation starts from evidence.
We meet them on site and walk the roof. This is the single highest-leverage hour in the whole process.
We compare the carrier's line items against what the job actually requires and submit a documented supplement for anything missing.
Repairs performed, final inspection, completion certificate and photo record delivered for your records and for recoverable depreciation release.
There is a version of this business that is not honest, and Dauphin County sees it after every big storm. Crews knock doors, promise a free roof, offer to cover the deductible, and pressure homeowners into signing contingency agreements on the spot.
Covering a deductible is insurance fraud in Pennsylvania. It voids your claim and can expose you personally. Manufacturing damage is fraud. Exaggerating a scope to inflate a settlement is fraud. We do none of it, and we will tell you plainly when we do not think you have a claim.
What we will do is make sure that damage which genuinely exists gets seen, counted, and paid at the correct scope. That is the whole job.
Central Pennsylvania's storm profile is specific, and knowing it helps you understand what your roof is up against.
Summer brings high-wind thunderstorm complexes moving up the valley, often with hail. Late summer and fall bring tropical remnants — the Susquehanna basin's flood history from Agnes onward is written in high-water marks around Shipoke. Winter brings nor'easters, heavy wet snow and the freeze-thaw cycling that drives ice dams. Spring brings the wind that finds every shingle the winter loosened.
Each of those does different damage and generates a different claim. Our blog covers several in detail, including flooding and your roof: lessons from Agnes, Lee and the 1996 ice jam.
Our process
No surprises, no change orders you did not agree to, and photographs of anything we find before it gets covered.
Slope-by-slope documentation, roof diagram, soft metals, interior damage — delivered to you in writing.
Whether to file at all, what your deductible structure means, and what a realistic outcome looks like.
We help you report the loss accurately with the right event date and evidence attached.
We are on the roof with your adjuster, diagram in hand.
Line-by-line comparison against the real requirements of the job, with documented supplements where the scope falls short.
Roof, gutters and related exterior work completed to spec, final inspection, and a completion package for depreciation release.
Why us for this job
Roofing is a trade with a reputation problem and a good share of it is earned. Here is what is different about how this job runs with us.
Ask any contractor for these before you sign
Most contractors hand you a quote and leave the claim to you. We meet your adjuster on the roof with a diagram and per-slope counts, which is the single highest-leverage hour in the entire process.
Software-generated scopes routinely omit ice and water shield, drip edge, ridge ventilation or steep-and-high charges. A supplement is a routine, evidenced request to add what the job actually requires — not a confrontation.
We document, estimate and advocate for an accurate scope. We do not negotiate your claim on your behalf or promise an outcome, because nobody honestly can before an adjuster has seen the roof.
Final photographs and certification delivered so recoverable depreciation is released without a second round of correspondence — the step that most often gets forgotten after the crew leaves.
Honest pricing
On a covered claim, your out-of-pocket cost is normally your deductible. Everything else flows through the settlement. Our estimates are written in the same line-item structure carriers use, which is why they map cleanly and get approved without argument.
Never sign a contract that authorizes work at 'insurance proceeds' with no number attached, and never work with anyone who offers to make your deductible disappear.
Flat amount or percentage of dwelling coverage, and often a separate higher figure for wind and hail. Check your declarations page.
Actual cash value policies pay depreciated value and never release the rest. Replacement cost policies release the depreciation once the work is completed and documented.
This is what pays for bringing an older roof up to current code during a repair. Many policies include it; many homeowners never claim it.
Missing line items — shield, drip edge, ventilation, steep or high charges — are the difference between a job that works financially and one that does not.
If you choose to upgrade to impact-resistant shingles or metal, the difference is yours and we price it transparently.
Where we do this work
Restoration work covers the whole county and the near West Shore. After a widespread event we are typically working several streets at once in the harder-hit corridors — Lawnton, Colonial Park, Swatara Township and out toward Hershey and Palmyra — while wind claims cluster on the exposed ground at Skyline View and West Hanover Township. Riverfront claims in Shipoke, Wormleysburg and Middletown bring their own wind-versus-flood question, which we help you separate before you file.
FAQs
The questions Harrisburg homeowners actually ask us on this job.
Usually not. A contractor who documents properly and attends the inspection covers most of the same ground at no separate fee. Public adjusters take a percentage of your settlement and are most useful on large, complex or disputed losses.
Denials get reversed more often than people expect, particularly when the original inspection was quick or missed an elevation. We re-inspect, document thoroughly and help you request a re-inspection with the evidence attached.
From filing to adjuster inspection is usually days to a couple of weeks. Settlement follows within weeks after that. Supplements add time. Widespread county-level events slow everything down for everyone.
Yes. Your insurer may suggest a preferred vendor, but in Pennsylvania the choice of contractor is yours. What matters is that whoever you pick documents properly and stands behind the work locally.
A denial is not always final, and it reverses more often than people expect. Start by requesting the adjuster's report and reading the stated reason — a large share of denials trace to a quick inspection that never walked a rear elevation, or to a causation conclusion the evidence does not actually support. We will re-inspect, document what is there properly, and help you request a re-inspection with that evidence attached. If we look at it and agree with the carrier, we will tell you that too rather than taking you through an appeal you will lose.
Keep reading
Wind, hail and debris damage repaired properly, with the documentation your insurer needs to approve it.
Learn moreWind-lifted shingles, creased tabs and hail bruising found, documented and repaired to manufacturer spec.
Learn moreFree, documented hail inspections across Dauphin County — plus repairs and impact-resistant upgrades.
Learn more
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Free inspection, written report and a line-item estimate. Call (855) 705-1940 or send us the details and we will come look.
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